This summer, in cooperation with Zagrebački banka, we have prepared the most favorable loan on the loan market for the buyers of our apartments, all in order to make financing your new home stress-free and with as little financial burden as possible.
Below we bring you new, favorable conditions that last until 30.9.2016.
- housing loans are granted in kunas
- the interest rate is fixed for the first 5 years and is 4.25%, after which it is variable (6M NRS1 for HRK (1.37%) + 3.33%) and amounts to 4.70% for non-clients (EX 4.57%) and 4.45% for clients of the Bank (EX 4.44%)
- the maximum loan amount is HRK 2,000,000
- the maximum repayment term of the loan is 30 years
- no fee is charged for processing a credit application
- The credit protection instrument is pledge on real estate in the ratio of 1:1,in addition to the real estate insurance policy against fire and the insurance policy of the borrower against the consequences of an accident
- Valuation of real estate is mandatory for all real estate
- the possibility of repayment of the loan in annuities or installments
- the loan can be increased up to 5% of the amount of the purchase price,which is paid to the account of the borrower for the purposes of e.g. paying taxes, furnishing an apartment, etc.
- For the birth of a child, as an incentive for young families, Zagrebačka banka gives the possibility of contracting a deferral of repayment (moratorium) up to a maximum of 18 months without paying interest, once during the repayment of the loan.
The granting of loans under the terms of this Offer is possible only for residential real estate from OUR portfolio,which the client proves with the Property Reservation Certificate. The certificate must have the signature and seal of the Agency Euro-Interiors.
Note: you will recognize the offer of properties that can be financed by credit by the red circle published next to each property in our offer.
Home loan terms from the offer Enter the right door
published on 06.07.2016 year