HOW TO BUY AN APARTMENT ON CREDIT?

Author:
Bernarda Sočev
Published:
21/10/2024
Author:
Published:
21/10/2024

1. FIND OUT YOUR CREDITWORTHINESS

In order to match your desires and capabilities, the first step is certainly to find out your creditworthiness.

Contact the real estate agency Euro-interiors and we, in cooperation with our business partners, will investigate for you how many loans you can take out and which bank currently offers the most favorable conditions for you.

All you need for the first information are your last three payslips. If you are married or out of wedlock, prepare the last three lists of your partner.

2.SEARCH FOR REAL ESTATE

After an informative calculation of creditworthiness, you go in search of your ideal apartment or house.

The search for the ideal home usually takes several months. Conditions in banks often change, so after choosing the ideal home, it is necessary to once again check your creditworthiness.

After an informative calculation of creditworthiness, you go in search of your ideal apartment or house.

The search for the ideal home most often takes several months. Conditions in banks often change, so after choosing the ideal home, it is necessary to once again check your creditworthiness.

After a second more detailed check, you are ready for the next step, which is the signing of the Pre-Contract and the payment of the lump sum.

3. WHAT AFTER THE PAYMENT OF THE DOWN PAYMENT?

After you have paid the lump sum and signed the Preliminary Agreement, we will order an estimate.

There you can choose an appraiser from your chosen bank or our independent appraiser.

After the assessment, your selected bank will process the data and in about 30 days will notify you of the loan approval.

4. SIGNATURE OF THE CONTRACT

After the signing of the contract and the solemnization of the Loan Agreement, with the assistance of our real estate agent, the Land Registry Department will carry out the registration of the mortgage.

Now there are only a few steps left to become the owner of your ideal home.

5. DISBURSEMENT - TABULAR STATEMENT - HANDOVER

You arrange the payment date yourself, and we advise you which day of the month is the most ideal for you to pay the lowest intercalary interest.

You pay for your new apartment or house, the real estate agency Euro-interiors will organize the certification of the Tabular Statement, and with the help of our real estate agent you submit an application for registration of ownership rights. All that remains is to take over your new home!

For all in one place!
From checking your creditworthiness. It finds your ideal apartment or house, right up to pick up the keys.
More than 27 years of experience is a guarantee that we will help you find and realize the purchase of your new home!

Contact us with confidence!

Your Euro-interiors!
www.euro-interijeri.hr
01 37 34 793 091 37 34 793

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